My insurance is almost up and have been shopping around to see what other companies rates are etc. Each company asks for your estimated yearly milage, and will adjust your premiums based on your answer. In my case there is a $700 difference between my actual milage (15k) and the minimum (1K miles). So I was wondering, what is preventing me from telling them I only ride 1k/year? Will/can it bight me in the booty if/when I report a claim? Thanks.