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progressive - alternatives

My Wide glyde was stolen in canada, and Progessive came through for me (eventually). But I don't think anybody will give you replacement value unless you pay big time extra. They give you the value of the bike you lost.
As a cheper alternative - my friend dropped his Ultra, and he had insurance backed by GMAC. And they did awesome. Plus they cost almost half as Progressive. So that's who I'm using.
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