Before I begin a response, let me say, I don't wear a helmet most of the time. Depends on where I'm riding. I think we will all agree that wearing a helmet will drastically reduce chances of a head injury. Granted, there are cases where a helmet and even full body armor won't help. The problem I see with most of us, is having helmet laws jammed down our throats. Yes? Texas has a lax helmet law. $10,000.00 worth of medical insurance required. It is unfortunate that the press dwells on the fact that an injured or dead bike rider wasn't wearing a helmet, but that's the press for you. I've never crashed a street bike but have many many crashes in the dirt. No head injuries yet, thankfully. How many football players have you seen playing without a helmet? Helmets work, folks. However, I agree it should be a personal choice.