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Discussion Starter · #1 ·
It seems like everyone at the V-twin forum has a great looking bike (based on their attachments and signatures). Just wondering, if you were to add all the accessories up, in addition to the original cost of your bike, what would it be?

To give you a little bit of my history. I bought a used 2003 Silver/Black Fatboy for $23K. While I say "used", it had all of 550 miles on it, it had a little more than 2 years remaining on the extended service plan and has chrome everything. The dealer printed out a list of the parts that was installed on the bike and the parts alone were over $8K. Additionally, when I stopped into the dealer 1 week later, I received 8 boxes of take off parts (that I need to sell but have been too lazy to look up the part numbers).

When I bought the bike, I figured I wouldn't have to do anything to it (which kind of justified the cost). However, I bought a pair of Saddlebags, a windshield bag, and a set of Thunderheaders to replace the Wispering Eagle IIs (I mean Screaming Eagle IIs). My overall cost is probably $24,500 (not including taxes and other stuff).

I am not bragging... I look at your bikes and bikes at the dealer and wonder if I should have done things differently. But then again, I feel I got a lot for what I paid and I do like the Fatboy. I did get a great trade-in for the bike I had purchased 9 months earlier from the same dealer (Everything I paid for the bike + accessories - taxes) so that also kind of justified the purchase... I don't know. I like them all.

I will eventually get a digital camera and post a picture of the bike... but in the mean time, if you don't mind, what is your bike worth?
 

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I really don't want to know. I have it insured for 35k and I'm afraid that may be a little low. I have no intentions of adding it all up unless its stolen.

:duh?:
 

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Retired
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Somewhere between $16-$17k. Ordered it new. Been getting a lot of road salt on it the past couple,three weeks. Don't know if my nutz are getting rusty,but they got a little chilly today.:coffee:
 

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The Anti-RUB
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I've put about $500 into my bike so far. The pipes were a X-Mas gift from my girlfriend (yeah, she's a keeper) so I don't count those.

Peacekeeper said:
I really don't want to know. I have it insured for 35k and I'm afraid that may be a little low. I have no intentions of adding it all up unless its stolen.
It might be a good idea to add it all up. You might be able to save yourself some $$ on your insurance if you add up your "extras" properly. Most insurance companies (like Geico in my case) consider "replacement" parts different then "add-ons" when you want extra insurance. So if you take off one part to install another, its considered a replacement, and is covered by the $ value of the OEM part. If you simply install the part, without removing anything, it is considered an add-on and requires extra insurance to cover it...

To calculate the amount of extra insurance you need in the replacement case, you take the retail price of the OEM part and subtract the retail price of the aftermarket part to get the amount of extra insurance you need. If the result is a positive value, you don't need any extra insurance cause its covered by the OEM part cost (which is the base price of your insurance). But if the result is a negative value, you need to get that covered with extra insurance.

So for example, in my case, I have a SERT, SE A/C and Python Staggered pipes. Took off the OEM A/C and pipes and replaced them with the Pythons and SE A/C so they are considered replacement parts. No need to insure the SERT, its not attached to the bike and my map is on my computer. In my case the cost of the OEM parts is actually higher then that of the aftermarket parts, so I didn't have to apply for any extra insurance. Just cover what the bike was worth when I bought it. Same goes for when I get new handlebars, hand controls, seat, foot pegs, fuel/clutch/oil/brake lines etc. They are replacement, not add-ons. If/when I add saddlebags, then they are add-ons and I'll have to get them covered with extra insurance.

Of course, check with your insurance company on what their policy is before adjusting your insurance... Also good to tell them what aftermarket parts you have installed just in case...

Enjoy...
 

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EASY DOES IT
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Can't say...the OL might read it...the bike would then be for sale...I'd be dead...
 

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swmnkdinthervr said:
Can't say...the OL might read it...the bike would then be for sale...I'd be dead...
That's exactly what I was thinking. My selective memory loss prevents me from coming up with even an estimate. :laugh:
 

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XLIII
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petrock said:
I've put about $500 into my bike so far. The pipes were a X-Mas gift from my girlfriend (yeah, she's a keeper) so I don't count those.


It might be a good idea to add it all up. You might be able to save yourself some $$ on your insurance if you add up your "extras" properly. Most insurance companies (like Geico in my case) consider "replacement" parts different then "add-ons" when you want extra insurance. So if you take off one part to install another, its considered a replacement, and is covered by the $ value of the OEM part. If you simply install the part, without removing anything, it is considered an add-on and requires extra insurance to cover it...

To calculate the amount of extra insurance you need in the replacement case, you take the retail price of the OEM part and subtract the retail price of the aftermarket part to get the amount of extra insurance you need. If the result is a positive value, you don't need any extra insurance cause its covered by the OEM part cost (which is the base price of your insurance). But if the result is a negative value, you need to get that covered with extra insurance.

So for example, in my case, I have a SERT, SE A/C and Python Staggered pipes. Took off the OEM A/C and pipes and replaced them with the Pythons and SE A/C so they are considered replacement parts. No need to insure the SERT, its not attached to the bike and my map is on my computer. In my case the cost of the OEM parts is actually higher then that of the aftermarket parts, so I didn't have to apply for any extra insurance. Just cover what the bike was worth when I bought it. Same goes for when I get new handlebars, hand controls, seat, foot pegs, fuel/clutch/oil/brake lines etc. They are replacement, not add-ons. If/when I add saddlebags, then they are add-ons and I'll have to get them covered with extra insurance.

Of course, check with your insurance company on what their policy is before adjusting your insurance... Also good to tell them what aftermarket parts you have installed just in case...

Enjoy...
There is absolutely no way you can replace a customized/modified motorcycle using that formula.
That may be all your ins co will pay you, but it will fall far short, unless you can find one identical to yours for sale in the same condition for what they'll pay...
 

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Soar like an Eagle
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I don't wanna play this game. Too much reality for me.:eek: :eek: :eek:
 

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I put $1800 into the engine, and probably another $400 in chrome on top of the chrome package it came with. bought it used. Oh yeah, another $50 on seat off ebay. Rest has been regular maintenance. Next I plan on black powdercoating legs, triple trees, heat shields, headlight trim ring, Horn cover, then NYC choppers maltese derby cover, timing cover, Maltese kuryakyn pegs, and then custom paint job on tins. Then Twisted chrome spokes on front wheel, spiked bolt covers on wheel hub bolts. It never ends. Just do it over years. keep the bike and spread out the pain. Eventually it will look really nice. :)
 

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swmnkdinthervr said:
Can't say...the OL might read it...the bike would then be for sale...I'd be dead...
Same, same. So far I've been lucky in that she has no idea what the stuff costs. She did flip out once when I told her what the wheels I would like to have cost and I had to reinforce the fact I was just pricing different stuff. Dread the day she notices they are on the bike.

:sofa:
 

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I bought my 01 softail in 02 for about 16,000 it had about 3,000 worth of chrome and other accessories on it at the time, last winter I finished it and haven't done anything to it since, the only original factory parts on it are the frame lower end of the motor and the transmission. It has custom paint, wheels and 95" motor with ported heads and woods cams I have about 25k in it and love it. I just paid it off and spent the payment on a new streetglide and I don't think I am going to do too much to it but time will tell.

Peck
01 softail
06 streetglide
 

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XLIII
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Well, I feel stupid admitting this, but I've got about 30k in my '05 Ultra. I plan on keeping it a good long while, and I figure why not ride the whole 100,000 miles with it just the way I want it?
Now I just put gas in it and wash it. :D
 

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I paid $13,500 for my '01 Softail last summer and have probably put around 3-4k into it since then. There have been a few really expensive parts that I put on like the seat, forcewinder, and the powdercoating I had done. The bike came with a lot of goodies already attached. (The benefit of buying used!)
 

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The last bike I had I had over 35 grand into it between the engine and other accessories. I wound up selling it for my FLHX after only owning it for about 20 months. I got $17000 for it and I guess I was happy but as you can see I took a BIG lose. If I were to have kept it, the money I spent would have been worth every penny and now looking back I wish I had but with two kids in college it didn't make too much sense BUT I did have a blast buying all that stuff and installing it so I guess it was worth it. I'll probably spend a ton On my new ride but this one I'm going to keep for a long time.
 

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the last bike i had was about 12500 otd not including maint items i had a set of se mufflers hyway pegs willi max bags for extras and just rode bike past 100k miles.personaly i buy em to ride all the extra coin in em you get maybe 10 cents back on the dollor from the extras.all together and i mean includding gas at roughly 1.50 over couse of 10 yrs/ins/plates/all maintence extras fig out to be 24 cents a mile from the trade of it
 

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I've easily surpassed the price of a new SE CVO Fatboy, but then again I have one that I think looks better and it definitely runs better than those 103" factory dogs.
 

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15k for a 2000 fatboy with bags, SEII's, and some more extras. (Bought used with 7k miles). So far I have purchased a Python 2 into 1 due to 3 melted shoes and a windshield for about 650 bucks.

EDIT- Just ordered satellite radio and intercom dealio for the helmets. Add 300 bucks.
 
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