I'm looking for opinions on HOG's roadside assistance coverage. For only 19.95, or something like that, they provide towing, battery charging, fuel, etc. I currently have Progressive Insurance and my coverage includes Roadside Assistance. What they offer sounds just like what HOG offers. I'm interested to know if anyone has had dealings with either of these and what the pro's and con's are for either. If I have one, do I need the other? Which is better?