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Not riding a motorcycle is clearly safer than riding one. Prbably applies to other stuff as well (sex?). To me, thats not the issue. I live in California, helemts required. I use a half helmet because a full face restricts my periphial vision, and i just don't like 'em. If I lived in a state with no requirement, I'm not sure. I love the feel of wind in my face, its one of the reasons i ride. To each his own.

I also have plenty of medical insurance.
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