V-Twin Forum banner

1 - 20 of 139 Posts

·
Registered
Joined
·
737 Posts
Discussion Starter #1
I crashed my 2002 Road King a week ago, on Tuesday night. Insurance adjuster was here today to look at it, and while I don't have 100% solid $$ numbers yet, the bike is totaled. That said, it is also VERY fixable. So, I'm weighing options. Do I buy it back and fix it? Or do I take the money and put a down payment on a leftover 2019 Street Glide?

My bike: I bought it in 2003 with 3,000 miles on it, so nearly new, but not quite. It now has around 116,000 miles. I built an all-bore 107" a few years - I guess about 5 - ago. Should have done that 15 years ago. I LOVE the power and the way this bike runs and rides. I've also done fairly extensive suspension work including stabilizing the swingarm to eliminate the dreaded Bagger Wobble; Ohlins rear shocks; Race Tech front springs and Intiminator valves, which were custom tuned for my bike and my weight. This bike handles extremely well for a 750 lb motorcycle. It has a very cool custom flame paint job, which is now all F-ed up and has to be redone. I have detachable tour back, fairing, backrest and the stock window - actually not stock, it's a Long Ride Shileds window. Also Mustang Wide Touring seat. And fairing lowers for winter. Along with a bunch of other "this and that" things. This bike has been with me a long time; my wife and I bought it together soon after we got married (which was in 1999) when I replaced my stroker Ironhead Sportster chopper (she promptly got her license and her own bike, then upgraded to her current ride, a 2005 Super Glide). I rode this bike from NJ to Vegas, and a bunch of other major road trips. It took me nearly 15 years to get it the way I want it, but now that it is, I love it. It does have a recurring check engine light that I can't seem to solve: It sets a code for "secondary ignition misfire, rear cylinder" at WOT and high RPM (above 5k) pretty consistently. Those are the only conditions under which it does it, and it's not noticable to the seat of the pants or the dyno for that matter. I think it might need a new control unit, but that's another story. Bottom line is, I haven't figured it out 100% despite some effort and all new ignition parts.

2019 Street Glide: The one I'm looking at has the 107 M8 motor. But that looks to be pretty easily converted to a 124 with S&S 4.25 cylinders, which apparently bolt on. T-Man offers several kits also. So there's aftermarket support to make a serious hot rod, which is important and I would definitely do. I love the color, which is a bright metallic red. I would want put a similar flame job on it as I currently have, which would look great over the stock paint (my current bike is Luxury Rich Red with silver flames). It has the Infotainment system - and built in navigation, which I REALLY liked having when I rented a '14 Limited while touring Montana a few years back. It has a 6 speed, which is something I've been planning to put in my bike for years. That was going to happen this winter - and will if I buy it back and rebuild it. I love the wheels on the 19 SG. Similar to the '14 wheels, which I was thinking about putting on my Road King for a while. I rode tested an 18 SG a year or so ago for fun, and was WAY more impressed with it than I expected to be. Handled very well, was very responsive and had gobs of power for a stock bike. Again I'd build a 124", or possibly a 128" if I stroked it, but it could still be fun for a stocker until that were to happen.

Without getting into all the details, I'll get somewhere around $8,000 for mine totaled. Buying it back will cost somewhere around $2,000. That gives me $6k to work with. By ebay shopping used bags and other parts, and doing my own work, I can put this back together and get the Baker 6 speed for that money, and possibly have a few hundred left over. OTOH, I could take the ~$8k and put it down on the leftover 19 SG - the dealer is making deals on the leftovers. I'd have a payment, which I don't currently. Plus I'd have to spend ("have to" in quotation marks, I guess) on hot rod parts, a tune, etc. Not to mention detachable tour pack, a proper seat, lowers, flame job, etc.

Thoughts???? What would you do???

Regarding the accident, I got lucky: bumps and bruises only, no major damage. I hit an extremely bumpy road surface on a bridge over a creek pretty close to my house, though I'm not THAT familiar with the road. I hit the bridge, which is in a pretty sharp curve, at 35 or so MPH, which is the recommended speed posted for the bridge, and the potholes and bumps literally bounced me off the road and into the grass by the side of the road. Once in the grass, the bike went sideways, threw me off and then bounced around and fu<ed itself all up. My neighbor came and got me, so no cops, ambulance, or tow vehicles. I'm lucky to have him as a neighbor. He and his son are also bikers, so he was pretty happy to help.

Anyway, let's hear some input. I am surprised at how tough a decision this is turning out to be. I thought I'd always have this bike. Right after the crash I thought I'll definitely buy it back, and definitely fix it, and definitely keep in indefinitely. But I'm thinking hard on the other option.....
 

·
Premium Member
Joined
·
590 Posts
Easy decision, buy it back and piss around w it, get the 2019 Glide....they run very well w just a few mods. I talked **** about the M8, but ended up w one in 2018, and it is a good bike...Road King Special. I take it back on the new engines, as it runs great, and would outrun my Fatboy easy. The Fatboy is a 95" with every hop up mod i could do from the heads down.

Sent from my SM-G900V using Tapatalk
 

·
Registered
Joined
·
737 Posts
Discussion Starter #4
Easy decision, buy it back and piss around w it, get the 2019 Glide....they run very well w just a few mods. I talked **** about the M8, but ended up w one in 2018, and it is a good bike...Road King Special. I take it back on the new engines, as it runs great, and would outrun my Fatboy easy. The Fatboy is a 95" with every hop up mod i could do from the heads down.

Sent from my SM-G900V using Tapatalk
A buddy of mine suggested this last night, too. Giving serious thought to doing it, buying it back and buy a 19....
 

·
Registered
Joined
·
240 Posts
Had a similar situation and was just my own call because the Fairing was Damaged Badly, and looked like could have a lot of Electrical Nightmares from all the Electronics like TBW, ABS, Crank Sensors, etc.. Just took the money and put it towards a Low Mileage Garage Queen and quite happy with it after 20,000 Trouble Free Miles .. If i was younger might have considered it as a Project Ride to work at at my own pace .. But to me getting back on the Road was the most critical priority in my case ..
 

·
Registered
Joined
·
737 Posts
Discussion Starter #6
Had a similar situation and was just my own call because the Fairing was Damaged Badly, and looked like could have a lot of Electrical Nightmares from all the Electronics like TBW, ABS, Crank Sensors, etc.. Just took the money and put it towards a Low Mileage Garage Queen and quite happy with it after 20,000 Trouble Free Miles .. If i was younger might have considered it as a Project Ride to work at at my own pace .. But to me getting back on the Road was the most critical priority in my case ..
Yes, getting back in the saddle while there's still time to enjoy this season is definitely a reason to go for the new one.
 

·
Registered
Joined
·
45 Posts
Plan on keeping the old one forever if you end up with a salvage title. They kill any kind of resale. New bikes are nice, big investment and nothing more than rolling computers just like new cars.
 

·
Registered
Joined
·
11,108 Posts
If you decide to keep it and have a salvage title then decide to sell it bring it to SE NC.. Salvage title Harley's don't sell for any less than one with a clean title in this part of the state.

Sent from my moto e5 supra using Tapatalk
 

·
Registered
Joined
·
119 Posts
Definatly go new bike, some dealers won't even change tires on old bikes. I had a 2009 Yamaha and had a shop refuse to service it do to age. Traded for a 2016 Heritage Softail Classic.
 

·
Registered
Joined
·
737 Posts
Discussion Starter #12
I got the numbers today. I was pretty surprised - pleasantly. Total bike value including the aftermarket/accessory coverage, tax, etc, is $9144. That's the check I'll get if they take the bike. The buyback amount is around $2100: I would get a check for $7016 if I keep it.

Those numbers pretty much make it a no brainer to buy it back and fix it. But I'm still on the fence.....

At this point, my IDEAL move would be to buy it back; take the $7,000 and use it for a down payment on the leftover '19 SG, then fix mine at my leisure. I'm pretty friendly with one of the salesmen at the local dealer - I used to sell bikes there, so we worked together. He got the numbers together for me today, and the payment is higher than I was expecting. I't not unreasonable at all, but it's still a payment I don't currently have.

But I sure would like the built in navigation system, and the M8 platform to build a big bore 124.......

OTOH, I am quite sure I can fix my bike and get the 6 speed trans I've been wanting for years and possibly get a better detachable fairing and still be under the $7k. I would do pretty much everything myself. Possibly farm out the paint, or at least the flames. But I've been learning to paint lately, so I might try to tackle that myself, too. Assuming I keep it...
 

·
Registered
Joined
·
737 Posts
Discussion Starter #13
If you decide to keep it and have a salvage title then decide to sell it bring it to SE NC.. Salvage title Harley's don't sell for any less than one with a clean title in this part of the state.

Sent from my moto e5 supra using Tapatalk
From what the insurance adjuster told me yesterday, there is no such thing as a salvage title in NJ for bikes. This was news to me, but he seemed to know his ****, and deals with crashed bikes every day. He said all they would need from me was a picture of the title proving that I own it (as opposed to a bank) and that would be that. So the title wouldn't change. He also said it wouldn't affect the insurability of the bike, and suggested that an "agreed value" policy would be my best bet for insurance going forward. Which of course would cost more.
 

·
Registered
Joined
·
737 Posts
Discussion Starter #14
Definatly go new bike, some dealers won't even change tires on old bikes. I had a 2009 Yamaha and had a shop refuse to service it do to age. Traded for a 2016 Heritage Softail Classic.
Harleys are a little different in this regard, you'll find. And in any case, it's not a concern. I do my own service work, including changing tires.
 

·
Registered
Joined
·
8,623 Posts
I dont care for the new bikes,,, all the bells and whistles,, electronics etc,, just something else to cause an issue down the road...

I would rebuild the bike,,, maybe do an S&S 124 then spank all those M8 124 builds... there is a difference... all 124's are not created equal.. nor any other engine size for that matter...
 

·
Premium Member
Joined
·
4,734 Posts
As others have said, I'd keep the wrecked bike and take the remaining funds and buy a new one to have as well. I have regretted letting certain motorcycles go and it sounds like you might feel that way about your RK. Good luck on your decision.
 

·
Registered
Joined
·
933 Posts
I dont care for the new bikes,,, all the bells and whistles,, electronics etc,, just something else to cause an issue down the road...

I would rebuild the bike,,, maybe do an S&S 124 then spank all those M8 124 builds... there is a difference... all 124's are not created equal.. nor any other engine size for that matter...
[/QUOT
While I like "better ideas" I feel the same way too... Cable throttle, cable clutch, put your key in it a turn... Simple things are best sometime

With all of the low mileage, price right, used bikes for sale, do you need new?? Why not look for a newer bike than yours??
 

·
Registered
Joined
·
2,278 Posts
I should loan you my bike so it could get a little use for the rest of the season, I'm not going to use it.

Are you happy with the old bike? As in, after you repair it, will you still enjoy it as much as a newer bike?

If the answer is yes, then maybe an older but running bike with the $7k is a wise thing to do, especially if you buy one that you won't lose money on if you decide to sell it. That would get you back on the road fast, the ability to work on the crashed bike and fix it the way you want, and possibly still get you into a newer machine next season after you sell the "temporary" bike. No sense in having payments in January when salt is on the ground.
 

·
Registered
Joined
·
119 Posts
Harleys are a little different in this regard, you'll find. And in any case, it's not a concern. I do my own service work, including changing tires.
One of the Vlogers, I believe Itchmoore had the Harley dealer he bought his Harley from refuse to repair his tire because of the age of his bike.
 
1 - 20 of 139 Posts
Top