First 92 seems to have 94 primary cover&clutch actuator at bottom of cable,would that cause any problems? Bike runs but is like it is in neutral all the time,clutch lever is hard to pull,will not go to handle bar.
First take off the cable at the handlegrip end. If the clutch lever works ok unattached, then you know it's not the lever. If the clutch lever is binding, get a new one.
If its still very tight, either the cable is frayed (internally) and causing it to bind, preventing it from engaging/disengaging OR the clutch release mechanism in the primary cover is binding. In either case, the cover has to come off. Hopefully, it's only a clutch cable which can be replaced for just a few dollars ($35-$60). If not, it is either clutch assembly itself or the ramp/ball setup inside the Primary cover.