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11-04-2012, 02:50 AM
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#1 (permalink)
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Do what thou wilt.
Join Date: Apr 2006
Location: New York City
Posts: 948
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Insurance claim question
A guy at work had his 3 month old Ultra submerged in sea water for a few days thanks to hurricane Sandy. I mean completely submerged. The water was over the windshield.
I think his insurance company should total it.
What do you think?
__________________
Only an idiot would continue to own a motorcycle he believes to be inferior.
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11-04-2012, 07:12 AM
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#2 (permalink)
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IronButt
Join Date: Feb 2008
Location: Fayetteville, NC.
Posts: 858
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Quote:
Originally Posted by black05flhrci
A guy at work had his 3 month old Ultra submerged in sea water for a few days thanks to hurricane Sandy. I mean completely submerged. The water was over the windshield.
I think his insurance company should total it.
What do you think?
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if it was my bike, that's what i'd want my insurance company to do. i'd imagine that bike will be nothing but problems if they attempt to repair it.
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11-04-2012, 07:21 AM
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#3 (permalink)
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not sober all the time
Join Date: Dec 2003
Location: NW Louisiana
Posts: 2,739
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I agree, I'd want it totaled.
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11-04-2012, 07:46 AM
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#4 (permalink)
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IronButt
Join Date: Aug 2006
Location: Hollister,CA.
Posts: 874
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I would want it totaled also,but it's up to the adviser/policy.
The downside is he will loose money on it.
__________________
2011 Electra Glide Limited
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11-04-2012, 08:52 AM
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#5 (permalink)
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IronButt
Join Date: Apr 2011
Location: Greensboro, NC
Posts: 601
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If they don't total it, the bike will need a complete off frame restoration.
__________________
2013 Ultra
2011 Night Rod Special
2009 Kawasaki Versys
Retired Eagle Driver.............Long Live the Eagle.
Helmet laws interfere with natural selection.
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11-04-2012, 11:20 AM
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#6 (permalink)
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IronButt
Join Date: Mar 2011
Location: PA
Posts: 1,741
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I would be shocked if they didn't total it.
__________________
"All mankind is divided into three classes: those that are immovable, those that are movable, and those that move."
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11-04-2012, 06:12 PM
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#7 (permalink)
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Just pidlin'
Join Date: Jan 2007
Location: SC
Posts: 882
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Keep us posted
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In any confrontation between knowledge and ignorance, ignorance has the edge,
because knowledge is limited, but ignorance is not......
just pidlin
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11-04-2012, 06:15 PM
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#8 (permalink)
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IronButt
Join Date: Oct 2006
Location: CENTRAL INDIANA
Posts: 2,695
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Totaled. I have a buddy who is riding one that was totaled in Katrina. He bought it and rebuilt it. It had many electrical issues and quite a bit of rust inside the combustion chambers.
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11-04-2012, 07:39 PM
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#9 (permalink)
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Premium Member
Join Date: Aug 2007
Location: SW Ohio
Posts: 741
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It's totaled.
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Motorcycle Poor
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11-04-2012, 07:54 PM
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#10 (permalink)
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Lifetime Premium
Join Date: May 2011
Location: Joliet IL
Posts: 484
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definitely totaled, as said above it would be a major resto
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'03 FXSTB -Wild One WO500's, D&D Lowcat, Corbin Hollywood solo, 3.5" extended Fwd controls, Mikuni HSR42.
'94 FXR Superglide - In progress
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11-04-2012, 10:39 PM
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#11 (permalink)
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IronButt
Join Date: Nov 2004
Location: Pacific Northwest
Posts: 533
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Quote:
Originally Posted by Thermodyne
I would be shocked if they didn't total it.
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Agree.......
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"Our lives begin to end the day we become silent about things that matter"
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11-04-2012, 11:10 PM
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#12 (permalink)
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IronButt
Join Date: Dec 2008
Location: the blue house
Posts: 841
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A friend's Lincoln MKIII rolled down the boat ramp into salt water ... submerged.
The tow truck winched it out, onto a flat deck, up to the boat ramp on the lake, off the truck and submerged into fresh water. It was submerged for an hour until the EPA showed up. He took it to his shop, and over the winter, dried it out, upholstery from another wrecked car .... etc.
He drove it for a number of years, but it always had electrical issues.
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11-09-2012, 02:01 PM
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#13 (permalink)
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Do what thou wilt.
Join Date: Apr 2006
Location: New York City
Posts: 948
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Quote:
Originally Posted by CHIPMAKER
Keep us posted
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I just got off the phone with him.
GEICO guy was there today. My friend said the guy actually seemed sad to see a bike lost like that. Totaled it, along with the pickup and the car...
__________________
Only an idiot would continue to own a motorcycle he believes to be inferior.
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