I just read my membership benefits book.
I think you misunderstood, and so far only Chuck1 has found the discrepancy.
You bike, no matter how old, if it is the bike you registered with HOG is covered. It will be towed (up to $100). As for those who complain about the $100? Hey, thats a hundred you wouldn't have to pay...Geez, give someone a beer and they complain if it's too hot/cold!
Like Chuck1 said....Only the travel reimbursement is limited to bikes under warranty.
