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I called AAA Saturday morning and spoke to a girl there, she said that to get motorcycle coverage you need RV coverage, this is an additional $30 over the cost the cost of AAA Plus bringing the cost to around $120 a year - this is all exactly as Jerry34208 stated in his above post. I signed up for the RV coverage.
The part that confuses me is what AAA Plus RV actually covers you for with regard to motorcycles. The girl I spoke with wasn't really sure but said she will send me a brochure detailing the coverage. I looked at the AAA website and RV coverage mentions covering motorcycles, but then it also says that this coverage applies only to 4 wheeled legally registered vehicles. I called AAA again and sopke to someone a second time and this person also couldn't explain this, again they said they would send me a brochure. Nobody I could find at AAA could really give me a good explanation of what is covered with regard to AAA Plus RV and motorcycles. Neither AAA representative could tell me how the motorcycle would be towed, I was told it might be just layed down on a flatbed (I hope not!). I also asked whether RV coverage would get me a loaner bike or car or pay my hotel expenses, the way the website brochure reads this only applies to 4 wheeled wehicles. Again, nobody could answer my questions they all refer me to the brochure.
I'm saying this because I saw it happen, I work for a state government DOT and was on scene with a disabled motorcycle last summer, the guy with the bike had AAA RV coverage and he called a towing company, when the company arrived they planned on just laying the bike on it's side on the flatbed - this was a Gold Wing, the guy with the flatbed had zero experience towing motorcycles, the bikes owner complained and was forced to sit on the bike and hold it up while it was on the flat bed. Last I saw of the bike or guy was them slowly going down RT81 with one mad guy sitting on his bike holding it up on the back of a flatbed.
I have a feeling that motorcycle coverage with AAA Plus RV may or may-not be beneficial in the event of a motorcycle breakdown but it's better than nothing, way better than HOG coverage which is next to zero coverage. In my opinion the best thing is to carry a credit card with enough of a balance on it to cover towing, hotel expenses for several nights, repairs and transportation home or to the hotel/campground and back again to pick up the repaired bike - and remember to keep good documentation of all your expenses. It might be a long drawn out uphill battle getting reimbursed from AAA or HOG.
Last edited by JimS_99 : 04-27-2008 at 01:56 PM.
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